Automotive financing can often seem like an overwhelming subject, but it doesn't have to be -- not when you work with a team of dedicated Chrysler financing experts who will always put your needs first. It's no coincidence that this is exactly what you'll find at our Ram and Jeep dealer near Normal.
To help you further understand the world of car loans and credit scores, we've sat down with Jake Heller, the Finance Manager at Heller Motors. With his insight and expertise, we're able to bring you straightforward answers to some common auto financing questions.
Once you read through the following Q&A, feel free to reach out to Jake or any of the other specialists on our team -- we can't wait to serve you!
Frequently Asked Questions
How can I find the value of my trade-in?
We have a very simple process set up online:trade-in calculator Or you can call us at (815) 842-1128, and we can help you in a manner of minutes!
I have a low credit score/no credit score – can I still finance a car?
It’s quite possible you can. We work with many local and national lenders, and we’ll do our best to help you secure a loan.
Does my credit score impact my loan rate?
Yes, but its not the only factor. The loan value of the vehicle you buy and the down payment also play a big factor. You can rely on Heller Motors to work with our financial partners to secure the best loan rate for you!Can you offer a better interest rate than my pre-approved rate?
Possibly! It’s always smart to let us try and secure a lower rate for you. We have built long-standing relations with lenders, and we may be able to get that rate down.
Can I add a warranty when I buy a car?
Absolutely! We offer many different options, based on the vehicle you choose and your driving habits. Warranties are a great way to insure your car is in top running condition for many miles to come!
More About Jake Heller, Finance Manager at Heller Motors:
Jake knew from a young age that he wanted to be in the car business when he would “sell” cars to his parents at the kitchen table. The most rewarding part of his job is helping people make the right decisions on their vehicle purchases, which is exciting for the customers and himself every time! He graduated from Illinois Wesleyan with a Business Administration degree in May of 2015. He’s passionate about being active, especially in CrossFit. When he’s not at the dealership, he is most likely spending time with his dog Wrangler or enjoying the outdoors. He’d love to have dinner with his coaching heroes Tom Izzo or Coach K. You can reach Jake at [email protected].